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Roof Financing

No one plans for a roof repair emergency and they seem to come at the worst time. And, of course, nobody wants to use their “rainy day fund” to cover the cost of a new roof. So we are excited to offer you affordable roofing solution for your home or business in Florida

Can You Finance A New Roof?

We partner with Hearth to offer you an easy application process to finance your roof. There is only a soft pull on your credit so it will not hurt your credit. The whole process is quick and painless for any emergency roof repair you might have. You can fill out the application online or meet with our representative. You will know right away if you are approved. Once you are approved you can use the funds for any roof repair or roof replacement needs you might have.


How To Apply for Financing

When a Chase Roofing client applies for financing through Hearth, it is quick and easy. You can simply add the amount you desire to finance in the form that is on this page. Select your credit score, and see your estimated monthly payment. You can then click the “Get Financing Options” button to progress through the application.

With Hearth You’ll:

  • No home equity is required and no payment penalties. You will receive your personalized monthly payment options within minutes without affecting your credit score.
  • Easily find monthly payment options for your project, with:
  • Up to $100,000 loan amounts
  • Funding within 1-3 days
  • Affordable monthly payment options
  • No prepayment penalties
  • No home equity required

Once you are approved, the credit can be used in conjunction with your Florida roofing project and our other services such as roof repairs, fascia replacement, attic ventilation, and roof replacement.

If you prefer to meet with our team, feel free to call for an in-home estimate or visit our Pompano office at 1150 SW 10th Ave. #201, Pompano Beach, FL 33069

If you desire financial options with your emergency roof repair needs, we would be happy to talk with you, call us at (954) 287-1304 to find out more!

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Financing with Ygrene

Ygrene offers an alternative way to finance energy-efficient and renewable energy upgrades for residential and small commercial properties in Florida. Depending on where your property is located, it may also be eligible for upgrades that help conserve water and protect against storm damage.

As a leading Property Assessed Clean Energy (PACE) provider, Ygrene allows you to leverage the equity in your property to make it even better. Ygrene offers unique advantages including low, fixed rates, zero down, and no prepayment penalties. PACE is different from many other financing options because the financing acts as an assessment on the property. Approvals are based primarily on home equity, among other factors. The financing uses your property as collateral, and a first priority lien will be placed on your property ahead of other liens including mortgages. The financing is repaid over the financing term through your property taxes. 

Finance Your Next Roofing Project

A new roof can vary in cost because the price of a roofing project depends on several factors, for example:

  • The size and complexity of the roof
  • The type of roof shingles, metal, or tile used
  • The roofing contractor hired, since labor rates vary among pros
  • Your geographical area

The variables listed above can make it difficult to save for and predict a roofing project, which is where roof financing comes in.

Roof Financing Terms Explained

We encourage all homeowners to review all the details before starting their roofing project. So let’s review some basic words often used by lenders:

  • The principal represents the total amount of money borrowed at the start of the loan.
  • Interest is the cost of your loan in addition to the principal amount.
  • The term refers to the amount of time you have to pay off the loan. It’s usually expressed in months or years.
  • APR (annual percentage rate) determines how much the lending company is charging you for the loan of the money. It may or may not include fees, and it doesn’t include the compounding effect of interest — most interest compounds monthly. APR is a useful tool for comparing loan products.

How Financing A Roof Can Be a Good Idea

It’s easy for homeowners to forget about or delay repairing or replacing a roof until significant warning signs force a repair. At other times, severe weather can cause significant damage to your roof with high winds or even send a tree branch through your roof causing significant damage.

If you’ve budgeted funds for roof maintenance or repairs, that would be great but most homeowners are left without sufficient funds for this type of roof emergency. Even when your roof project is covered by your insurance, you may still have an unexpected deductible to pay. Or you may desire to upgrade your roof to a high-quality roofing material.

Here are some reasons to take advantage of roofing financing for your roof repair or roof replacement project.

Low Monthly Payments

As an independent roofing contractor, the financing that we offer through Hearth can benefit you by providing low monthly payments. This enables you to pay your roof off in installment amounts that are affordable and keeps you from having to pay thousands of dollars for a roofing project in one lump sum.

Deferring Upfront Payments Without Interest

Now homeowners are able to delay a lump sum payment and also avoid the interest. Consider the 0% financing option.
Loans that offer six months of no interest and no payments are perfect for you to defer making payments at all during the first part of the loan
Of course, you can pay the loan off (interest-free) any time before the six-month are up.

Delaying Payments

There are loans that will allow you to put off making the payments for a set period of time. After that time is up, you will begin making the regular payments at the fixed interest rate. This option is preferred for situations where you would rather hang on to the cash but still need to get started on the roofing project.

Save Time With Quick Approval

Thanks to our modern technology, applying for roof financing can be an easy process. You are able to apply online or make a quick phone call, completely doing away with all the hassle of paperwork. When the application is complete and submitted, you should be notified about your approval within minutes.

Financing Your Roof During COVID-19

With the potential risk in finances due to COVID-19, I’m sure we can all agree that having some extra options when it comes to our finances is a great idea when it comes to important home improvement expenses like a new roof.
By financing your roof, it lets you protect the investment of your home while also keeping your family safe without risking a large lump sum payment.c


A lot of homeowners choose to go with a 120-month term or longer. Loan terms do vary by lender. Having a shorter loan term means you can likely pay less in interest, but the longer terms enable you to have the option of more affordable monthly payments.
Some independent roofing contractors are able to, yes. Talk to your company representative to ask about payment plans to make your roof replacement more cost-effective. Any payment plan will vary.
If your home has experienced damage from severe weather, then it might apply. But it will depend on things like your policy and the cause of the damage. You’ll want to contact your roofer to get their input on the damage and they can work with your private adjuster.